Can I get a loan against my tax refund? What is a holiday tax loan? When does HR Block start Emerald Advance? Refund Anticipation Loans RALs are holiday tax loans and not YOUR actual refund.
Tax Preparation Fee applies.
The loan amounts range from $ 2at the low end to $ 0at the high end. You’ll receive your money within two days of the IRS accepting your tax return and after you’ve opened your account for the Turbo Prepaid Visa card. If you plan ahead for how much you want to spen and use holiday lenders to get that money in advance of the holidays , you will make responsible purchases. Your debt will be manageable and you will be able to pay it back by the end of January, if not sooner.
A refund anticipation loan (RAL) is a loan in the amount of what you think your tax refund is going to be come April. Typically, it’s a shorter-term loan of a few weeks, but in recent years more and more lenders have been offering them around the holidays , especially in states that don’t allow payday lending. According to the IRS your actual tax refund will be processed within 8-days.
A finance fee of $(APR ) applies.